Saturday and Purple Paws

For the Animal Lovers in your life at Christmas time, you might want to check out this site.
I found some really cute things, not too expensive, and for every purchase you make, x number of bowls of food are donated to homeless animals. Go see. Meow!


ProfitClicking: was surprised today to receive some RC from ref's or their ref's for completing a Panel. Really? They actually have those moving now? Awesome!
No change in my account since yesterday.
Congrats to those folks who cycled!


Phinanci: is on hold till the 25th. I did get an answer to my question though.
I was concerned with members who purchased then did nothing but repurchase the entire time. I was worried that if they used all of their earnings to repurchase, then it would show them as being in profit. Well, that is not the case.
In your dashboard, check the "Total Deposits".
Also check the "Total Amount Paid".
If you were paid more than you deposited, then you are "In Profit".
The consequence for accounts in profit is that they will have all of their active deposits expired and account balances cleared. All accounts in loss will keep their active deposits and continue earning in this new plan.


BulgeInvest: got paid last night from the Bulge again.
At 9% daily it's adding up pretty fast. Do I mind? Nope ;)


RicanAdFunds and ismAdsIncome: my numbers look good.
Am not going to cash out today. The poor Admin does payouts 7 days a week so I've decided to give him Sunday off. He deserves it.

What? No More Twinkies?

Was sad today to hear about the Hostess plants shutting down and closing.
No more Twinkies or Wonder Bread?
My cat was upset too since he loves Twinkies with a passion.
I would hope someone else purchases the plants and keeps the recipes the same since it's a household name around these parts.

ProfitClicking: there's a new update on the site which covers some of what Doc said on the call last night. Yeah, I listened to it and made notes and will post a few things here. But do read the latest update for yourself.
- Profit Shift has started and will take several days to complete. (have not seen any change in my own account yet)
- Daily Ad Pack earnings are paused until the PS is complete. (they will catch up afterwards)
- Starting today you will earn 3% daily on NEW Ad Packs purchased. (that's with new pay processor money... not money already in your account)
You will earn the 3% only through the month of Nov, then it will revert to the regular 2% and 1%
- On or about Nov 19th new withdrawal requests will be paid in 48 hours.
- Pending withdrawal requests will run side-by-side with them until they're caught up. (could take a month)
- Panels can be purchased now but there's no placements being done at the moment. That will take some time to catch up also.
- New Buttons on the site: 24/7 Conf Room, Training etc.
- Level 1, you should be upgraded if you have at least 4 ad packs that are expired or will expire very soon, so that you receive the Panel(s) when the profit shift is completed.

OK that about covers it. I'm not rushing to do anything with my account right now. I am already upgraded to Level 1 and waiting for the big Shift. More importantly, am waiting on pending payments at the moment. My oldest pending is from Oct 1st.
Not complaining, Just reporting.
-------------------------------------


Phinanci: looking for an update but don't see one :(
From where I sit, we're now receiving 1.5% Daily for 100 Days. The FAQ's have not been updated yet nor have their banners, so I've stopped promoting for the time being. Just waiting on that dang update.
Just Arrived:

Restructure
Due to a series of unexpected events, which all accumulated, has put Phinanci in a position where it has become necessary for us to make some changes in order to continue offering a lucrative earning opportunity for our members. We are obviously not thrilled about this; however we see no other alternative, than to restructure. We are moving to a new more stable and sustainable platform.
The new platform is based on a single plan paying 1.5% daily for 100 days with deposit minimum of $5 USD and no maximum.

Both current running plans are changed to 1.5% daily for 100 days, and deposits in the 20 Days Expiry plan are also set to this new plan. The program is on hold at the moment. No new withdrawals are allowed. Deposits are still accepted in the new 1.5% daily plan.
Our programmer is working on evaluating and auditing all accounts.

The consequence for accounts in profit is that they will have all of their active deposits expired and account balances cleared.
All accounts in loss will keep their active deposits and continue earning in this new plan.
If your account is in profit you will get all balances cleared and all active deposits expired. To continue earning in Phinanci you will have to deposit again.
The restructure will be ready for 25th of November, when we will open withdrawals again and continue from where we stand. All banners and information on site will be reflected according to this new direction.

New withdrawal schedule
Due to increased volume of workload from the ever enlarging membership, requests will be processed from 12 to 48 business hours (Monday to Friday). You can expect withdrawal requests made on Friday not earlier than Monday and for withdrawal requests made on Saturday and Sunday, not earlier than Tuesday.

Due to enlarged membership and the ever increasing workload of processing payments, we have updated the Terms of payment.

Thank you for the understanding.Regards,
Team Phinanci
--------------
I'll be back with a comment after I get home from the store.
* Back finally. The update sounds good and much better than the alternative. Also I would assume that being 'in profit' or 'not in profit' means via pay processor funds. I'll try to get that verified. But in the meantime, will put this on hold for now.


BulgeInvest: have been getting daily payments from it. The first few days I reinvested (re-spent) my earnings. But now trying to hold back on doing that until I get a little more of my seed money out. Been reading the forums and facebook and everyone is happy. When I get a little closer to my BEP (break even point) will be adding more funds again. Coolio :)


ismAdsIncome and RicanAdFunds: I was going to write about them both but it's hard to keep giving a high-five to these Admins all the time, lol
Most times when I write it's because of a problem or change or something stupid that I can see. But that's never been the case here.
I've been pleased as punch since day one with both of these programs, so how many times can I post that or say Thanks to Richard and Russell for doing such an outstanding job? Well, I guess one more time won't hurt...
Thanks Richard and Russell for all you do!

You guys rock!!!

I can name that tune in 5 notes 

Thursday

ProfitClicking: nothing new there for me.
Big call tonight with Doc though.
Hope he addresses the things that current members are asking about and not just the introduction for new members. Aren't we the backbone of the company right now? Would be a shame not to acknowledge our concerns.

Phinanci: waiting for an update but in the meantime noticed our daily earning and term have changed. Maybe more changes coming? Don't know yet. Let's wait and see.

BulgeInvest: reading only good things about it so far. Payments posted daily in the forums. Just requested another myself :)

Just a Quickie Today

ProfitClicking: no change as of now.
- no profit shift numbers yet.
- no payments received either.

Phinanci: waiting for an update to see what's going on. Some are reporting late payments again so am anxious to hear the real deal.

RicanAdFunds: credited for 50 days since my first spend at 2% daily. You do the math :)

ismAdsIncome: 90 day anniversary today and I've been credited for 89 days of my first spend there. Right on.

BulgeInvest: site has been having hiccups today. Sometimes it comes up fine, other times not. So if you get a time-out, don't worry and try again later.
- just got in a requested a small Ego Pay payment which have always been paid really fast.
- and today is no different. Paid already!

My Boys - Chillin 

Might As Well Laugh

While waiting for "My ProfitShift Center" page to fill itself up with numbers and then hopefully receive some of my pending payments from ProfitClicking... thought I'd throw in a little humor today. 

Wonder if I can convince Wimpy to join me on my next grocery trip? You think the Butcher will let us slide till next Tuesday? Hmmm

Phinanci: I have seen more payments posted in the forum so that's good news. Personally, I'm going to wait a bit and see how it goes.

RicanAdFunds: was going to cash out today but decided to re-spend instead. Tomorrow will complete day 50 of my first bought ad unit. Yep, at 2% daily that's a break even point if you never re-invested or added more. I've done both so I'm into profit already :) Thanks Richard and Russell

ismAdsMagic: same here. Decided to re-spend rather than cash out. These two programs are both running great and the Admin's are top notch in my book.

BulgeInvest: fastest payments on earth, LOL

Seriously. Requested one today and received it in record time!

Thanks to the Admin for being on the ball.

I have some other things going through my head but don't feel like being serious right now. Would rather enjoy that burger with Wimpy at this point. So maybe tomorrow if I'm in the mood. Or better yet... maybe tomorrow I'll have something more fun to chat about, eh?

Over and Out.

Just Monday I Guess

Woke up just after 6, without an alarm,
the exact same time as usual. Weird.
Was a whopping 18 degrees F.
The cats didn't even want out. Too cold!


ProfitClicking: still no profit shift for me and I don't see anyone else reporting on it either.
- my daily ad pack earnings got caught up for 11-4 thru 11-7 yesterday
- my oldest withdraw request is still pending from 10/1
Anxious to see how this all pans out but I'll give it the month of November to allow the shift and other changes to take effect. Not much else we can do but wait.


Phinanci: checking the forum posts someone mentioned a late payment. So I went to the phinanci facebook page and read this:
Due to enlarged membership and the ever increasing workload of processing payments, we have updated the Terms of payment.
https://www.phinanci.com/index.php?p=faq
OK, no payments on weekends any longer.
Now this program did start on 9/26 or 27th, so that's what... 45 days running? At 3% daily that's 135% back from your first spend if you joined at the beginning.
I'll be watching for payment reports today and will let you know.
UPDATE: I did see some payment proofs in the forum today and also received a comment here from Lisa that she was paid! Cool :)


RicanAdFunds: got a nice payment from RAF yesterday. Now I'm letting it build up again to make another spend. Thanks Richard!


ismAdsMagic: purchased 5 more ad units which almost brings me to my first goal. But once I reach it, might have to make a new one ;)


BulgeInvest: not even a week old and appears to be doing good. Am seeing a lot of paid posts in forums and everybody looks happy. Well, I mentioned this when it first started... at 9% daily it's definitely high risk so please only spend what you're comfortable playing with. As for me, I threw in a couple, then re-spent a little, and now should start withdrawing a little more often. Sometimes I get excited and forget to cash out, lol


Got some SPAM today from Fredrick Mann. No, not Frederick Mann, but Fredrick Mann (see the spelling?) Be careful with those spammers trying to trick you.


Made arrangements to have my old Jeep towed to the shop. It's been sitting in the garage for months because of the clanking engine. So today, started it up to move it to the street and ... where's the noise?
Makes me think of little kids who stay home from school because they don't feel good. But when you tell them it's time to go to the Doctor, all of a sudden they have a speedy recovery.
Well, the noise isn't as loud as it was but I'm still afraid to drive it so best get it checked out by a professional, who just happens to be my daughter in law. Yep, Jessica is in the automotive business too. No, not a mechanic but she does run the shop. Smart gal.

Veterans Day / Remembrance Day

Sorry, not feeling very talkative today.

I'll catch up with you guys tomorrow.

Still Waiting for THE BIG ONE

Did you see my post yesterday? No?
Be sure to scroll to the bottom of it.
That will explain my subject line :)

Besides waiting for THE BIG ONE from ProfitClicking, everything else is doing great. I am seeing paid posts all over the forums for all of the programs that we're involved in. Yep, we're doing fantastic!

Oh hey, yesterday our temperature was in the 70's.
Today started out at 50F, been dropping all day, 32F now and snowing. Then tonight's low will be 18F. I need more blankies!!

ProfitClicking and more ...

TGIF to all you hard working folks out there!

ProfitClicking: as we await our first ProfitShift which is scheduled for tomorrow (as far as we know), I noticed last night that the Level 2 Upgrade is Open.
Now the odd thing is, it's $22 per month now instead of $57 for 3 months AND their FAQs have not been updated to show that change OR to state what percentage your upline would receive when you upgrade. So it's all a mystery at this point.*
*Not any more. Here you go:

11/09/2012

Commission for Level1 Referral's Upgrade to Membership Level 2       $11.00

- Level 2 Upgrade is mainly for those with referrals so unless you have some that may upgrade also, not much point at this time.
- my buddy Will received his EgoPay payment that's been pending since 9/30. So am guessing mine from 10/1 will be paid soon also.
- still no daily ad pack earnings to report since 11/4.

UPDATE: the RC I received from the Level 2 upgrades just disappeared. Well hmmm. Wonder if that was a mistake in the first place?
** Now the $22 L2 Fee was returned to my wallet. I give up. They're obviously doing something in there but I'll have to wait to see the final results. This "now you see it - now you don't" game is killin me.


Phinanci:
Update
Cronjob malfunction (6th of November)
Phinanci experienced a small malfunction with the cronjob responsible for crediting the accounts with daily ROI. We have eliminated this issue and prevented it from happening again.

Seven accounts experienced early expiration of their deposits in the 50 days plan by receiving all remaining earnings at once. We would like to thank all members who informed us on time by sending us a support ticket. That helped us react in a timely manner and overcome this challenge. Those accounts now enjoy the benefit of having their deposits expired earlier than the usual time and receiving the full 150% ROI before the 50th day.

Live Chat coming tomorrow (9th of November)

From tomorrow we will have a Live Chat department integrated in Phinanci. Keep an eye on the site for the coming feature. You will be able to chat with us for the most time of the day and receive instant assistance.

Group Chat Fridays (Facebook)

Every Friday starting from 9th of November, we will organize one hour chat sessions on our Facebook Group. This serves as a tool for new members to find their way in our program and receive help from fellow members and admins. The time will be announced on our Facebook page. The group is limited to 50 people and every week it re-opens its doors. This means that if you cannot join and tune in for tomorrow’s session you can try next week. This is due to a Facebook policy not allowing group chats for groups with more than 50 members. You can get in the group by following this link - http://www.facebook.com/groups/phinanci.phriday

MNO interview
To finish up, we want remind you that one week ago we have been interviewed by Money-News-Online.    

You can read the interview here - http://money-news-online.com/blog/2012/11/02/02112012-interview-with-the-admin-of-phinanciRegards,
Team Phinanci

Back to me :)

I've been really impressed with Phinanci so far. Everything has been right on schedule and going great guns.

Reminder: the weekend is coming and purchases from account balance will be open again.

RAF and ismAdsIncome: both doing great!
- Received another payment from ism today.
Thanks to the Admins R & R ;)


BulgeInvest: the name still makes me laugh.
Referring to himself, one of my friends in MMG wrote... " and he's hoping to create a bulge in his LR account.  "  Now see, this is why I enjoy that forum. It's not just for sharing or explaining or asking... we always have a little fun there too. (Thanks mm).
So I just re-purchased using some of my EgoPay earnings and also requested a little cash-out via STP. According to the site, I should receive that within 12 hours time. Okie dokie :)
* Update: Paid in a few hours.


OK I need to get back to ProfitClicking for a minute.
Was chatting with a friend and I referred to the Profit Shift as
"The Big One". C'mon Carl, Gimme The Money!

Don't Worry - Be Happy

Don't worry... am not gonna play that song, lol
I feel like ranting today but maybe I better update first.

The new one, BulgeInvest has started out really good. Seeing a lot of old friends (and new ones) in the forum that I frequent, all joining in on the fun.
- received my first 9% daily last night but decided to wait until morning to re-purchase with it. Mornings are just better for me. Also made a new spend while I was there. Hey it's early, and 15 days is gonna go by real fast!
Thanks to those who joined me so far.

Phinanci: still rockin my world and I received another payment from them today. WhooHooo!

It's Ground Hog day at ProfitClicking for me. No, not like the celebration day... more like the movie if you get my drift.


Received a disturbing email from RAF and ismAdsIncome.
Disturbing why?
Well, read it and tell me what you think!
We have two great Admin's here, running a clean show, making daily payments and allowing us to earn a good deal of money.
Then we have folks who sign up, then sign up again and again under themselves just for the RC. Now that's just frickin greedy no matter how you look at it!

"IsmAdsIncome continues to be successful providing its members with a sustainable passive income. We should like to take this opportunity to thank you for your continued support.

As with any successful enterprise there are always those who want to cheat and IsmAdsIncome is no exception.

For the avoidance of doubt please note, that whilst is permissible to have more than one member per household, a member may only have ONE account.

We are in the process of adding further security measures to stop anyone opening multiple accounts and effectively claiming all three levels of commission on their own purchases. Those of you who do this are not only cheating IsmAdsIncome but your sponsor.

Accounts that we suspect of cheating will be suspended immediately and proof of identity will be required for them to be reactivated. Earnings will continue to accrue on all suspended accounts so honest members will never lose out.

We have not closed any accounts so far, but where there is clear evidence of cheating we reserve the right do so. Multiple members withdrawing to the same account will be deemed clear evidence of multiple memberships and cheating.

Our reason for taking this action is to protect your interests.
Regards
Russell"

Thanks to the Admins Richard and Russell for taking control of this problem. I know it happens all the time in a lot of programs. so it's good to know that these two are on top of it. Thumbs up R&R and good luck cleaning up our site.
PS, bought 5 more ad packs today in RicanAdFunds and MY upline is Richard the Admin. So there! lol

Tired of Bronco Bamma and Mitt Romney

I'm sure you've seen this clip on the news but this little girl is adorable and yes, I know how she feels.
"Why are you crying Abbey?"




Happy Birthday again Randy V.
Randy and I go a long way back and it's always a pleasure to read his comments here when he has time to post.
Hope you had a GREAT BIRTHDAY yesterday and looking forward to many more! WhooHoooo!!!
(psst, next year I get to play you that song)


ProfitClicking: there is a new update posted in your dashboard which includes some info about upgrading to Level 1 membership.
To add to that, once you upgrade and pay the fee, you must log out then back in to the dashboard to see it credited. Else you may end up paying it twice.
(Thanks for the comment reminder on that Gabriel :)
- received my weekend earning on daily ad pack sales today, credited for 11-3 and 11-4.
- purchased another big handful of Ad Packs.
- unfortunately, nothing else to report at this time.


Phinanci: still looks good from where I sit.
I started on day 1 and have only played in the 50 day plan... so as of today I have 20% profit from that first spend and climbing. Nice!


RAF: been switching off between buying new positions and cashing out. That way you get your seed money back while building on your own account.
- received a payment a few hours ago so next time I'll be purchasing again.

ismAdsIncome: yesterday bought myself 5 more positions. This one is growing really nice too. Thumbs up!


Just for Fun, I decided to join a new program that opened today!



Guess I was feeling silly and when I read the program name, it made me laugh. Could be good for a quick buck and then play with profit after that.
I wouldn't risk too much. Usually the higher daily % programs are of course more risky, but like I said... just wanted to have a little fun and feed the gambler in me. I really like the look of the site too.

- 9% x 15 days = 135%
- Daily earnings and withdrawals
- Min deposit is $5 
- Min withdraw is $1
- you can make new deposits from account balance
- Accepts LR, STP, EgoPay and PM
- 3% RC for those who like to refer
- Secure and licensed script
- DDoS protected by BlackLotus

Well hell, seems like a great day to have some fun ;)

Time Change

Dang it gets dark early now.
I'll be back tomorrow. 

Happy Birthday Randy V. (coach)
Will catch you later. Check your skype.

Change Your Clocks if in the U.S.

Enjoyed a beautiful sunrise this morning, earlier than normal. Oh yeah, the time change went into effect for us today.

Just a few updates while I'm sitting here cause my back really hurts so need to keep moving around.


ProfitClicking: while I was eating breakfast, received a Payza payment from PC that was requested on Oct 3rd. Now I still have an EgoPay pending since Oct 1st but it's OK, at least they're coming.
- also got my daily ad pack income for 10-31 thru 11-2 in a combined payment
- also been re-purchasing a lot of new Ad Packs since the Profit Shift announcement. Hey, ya can't take it with ya so might as well spend it, LOL


Phinanci: last day of the weekend to purchase using account balance. I did that yesterday and will probably do it again today.
Also received a payment from PHI right after I logged off last night. Great work Admin, keep it up :)


RAF: noticed my first spend has received income for 40 days now. That's 80% back already and we're just getting started here. Remember guys, it's 2% x 125 Days and the Admin has been impeccable.


ismAdsIncome: has been online for 80 days and I joined early on also. Today I have 79 days credited which at 1.5% daily is 118.5% back from my first spend. And this one runs for 200 Days! Wow!
PS, just bought 5 more ad units there.


I often wonder why some people have to join so many different programs? Yeah yeah I know, diversify. But how many times have you put 10 dollars here and 100 dollars there just to have it disappear?
I see a lot of new programs being launched right now and to be honest with you, most of them look like crap to me.
Now of course I've missed opening day for a few good ones but... I feel better knowing that what I'm "playing" in and adding funds to feels more secure than some of those new ones run by kids (yes kids) who's only purpose is to start a program to see how much they can scam you out of for their Christmas fund.
It's that time of year you know and you really do need to be careful with what's being advertised now.
Over and out :)

I Get Around

Another program you need to avoid: EqPeak
I actually did register there a few days ago but after learning more about it and seeing the obvious disaster ready to happen, am not proceeding with it.


ProfitClicking: there's an Interview with Doc in one of the Monitor sites which I would assume will be posted on the PC site as well. Couldn't find it today but perhaps they're saving it for a news update?
Thanks to kanda2012 in the MMG forum for posting the link, else I would have no clue that it existed.
- Nothing else new there to report on today.


Phinanci: it's the weekend so you can use your account earnings to buy more positions if you choose.
I let my earnings build up in one of the pay processors on the site so I might just do that today myself. Well, today or tomorrow.
- Yesterday, later in the day I added the link to the Phinanci Interview also. If you missed it, here it is again.


RicanAdFunds and ismAdsIncome: just watching my daily earnings grow while promoting other programs on their sites.
I read an interesting forum post the other day that I'd like to share with you. It said: "It looks like this admin with the two good sites is poised to replace PC as the choice people are really wanting."
Now that's a pretty bold statement and of course it would take RAF and ISM a long time to get to that point but ... is it doable? Wonder if Richard and Russell have ever thought in terms of millions of members? Well I suppose if we keep spreading the word and get our links out there, anything is possible.


GBC: I'd like to talk about GrandBankClub again but will wait for the OK from Gord. He's changed a few things there so am thinking that we should all be good to go now. Will get back to you on that.


If you were wondering about my subject line, those words (and song) came to mind the other day. Sometimes people write to me giving advise like I'm new to this stuff. Well I've been around for more than 10 years now, have been blogging about it for just over 5. So my response to one of those folks was: "Don't worry about me. I'm not a newbie and I get around."

TGIF

Did I hear Funky Shark is kaput? Well, am not surprised. Glad I didn't join.

Halloween: was really disappointed in my turnout of a whopping 4 kids. Had a good dozen baggies of several candies ready to go but no one else came. I suppose the recent crime nearby could be the reason. So sad :(

Again I say... who's bright idea was it to get ProfitClicking on the MNO blog and monitor? The monitor is showing it as Scam since they don't pay according to their terms. Carl or Doc or somebody needs a spanking for that!

One more thing before I update.
Has anyone here in the US gotten a price for Medical Insurance lately? If you need to buy it, and are unemployed, OMG!
I had to search for prices yesterday and found one company, who was supposed to give a 'good deal', wanted damn near 3K a month for 2 people with a low deductible. A lot of people don't even earn 3K per month, or 2 for that matter! And our government wonders why so many American's are not insured! Good Grief!!


ProfitClicking: yesterday I received my daily ad pack income for 10/30. Today I read in the forum that someone received a combined payment for 10/31 through 11/2. Really? OK, I'll wait my turn for that.
Nothing else to report at this time. Still staring at my pending withdraw request from 10/1 and you know I'll let you know when I receive it.

Phinanci: doing great and I received another payment yesterday. Oh and we're past the 100% back mark from your first spend. It's been running long enough for you all to have gotten your 'seed money' out by now. Cheers!

Just realized a Phinanci Interview has been posted HERE. So if you decide to join now, after reading it... please remember where you saw it first. Thank you ;)

RicanAdFunds: was nice to see Richard (Admin) commenting here in my Halloween post. Guess he's keeping an eye on me just like I'm keeping an eye on him, hehe. Well, he and Russell are doing a fantastic job and I couldn't ask for anything better.

ismAdsIncome: got another payment from them today! Yesterday I used my ismMagic monthly earnings (yes I'm a Wizard) to buy more Ad spots in AdsIncome, then bought a couple more from my AdsIncome earnings... and still had some left over for a withdraw. Can't beat that!

Need to look at some new programs that I've been asked to check out. Well, we'll see :)

If anyone noticed I recently removed the Ads2Cycle banner from my side bar. Yes it's still working and yes I'm still in it but ... some who joined under me seem to be a little upset that it's taking so long for the 'passive' members to complete a matrix and actually get their seed money back.
So once it's moving a bit faster, I might add it back. But in the meantime, I don't want any more followers who may also end up disappointed.
PS, my seed money is still in the system since I re-spent what I've made so far.